Benefits/Health

Like all employers, American must explore ways to contain soaring health costs while retaining comprehensive and competitive medical benefits for its employees.

As explained in more detail on the Benefits/Health page, the charts below illustrate AA’s TWU-represented employees have considerably lower healthcare premiums than those of employees who work for other large companies.

American is willing to explore any approach that will protect the future of the medical plans by lowering administrative costs, creating economies of scale and reducing financial pressure in supplemental health plans. The company is also willing to address growing health and wellness costs by exploring market-based benefit plan designs and employee cost sharing.

Fleet Service Clerk Retiree and Active Medical

  Pre-65 Employee Contribution Over 65
Eligible?
Active Medical Monthly Employee
Contribution
AA Prefund while active, no cost after retirement Yes  
B6 No Plan No Higher than AA
CO 100% paid by employee, sick trade available No Higher than AA
DL 100% paid by employee No Higher than AA
NW 50% paid by employee age 55 and over with 23 years of service; otherwise 100% No Higher than AA
UA 40-80% paid by employee, based on seniority Yes Higher than AA
US 100% paid by employee based on plan, sick trade available No Higher than AA
WN 100% paid by employee, sick trade available No Lower than AA

Stock Clerk Retiree and Active Medical

  Retiree Cost Sharing
Percentage
Over 65
Eligible?
Active Medial Monthly Employee
Contribution
AA 18% through pre-funding yes  
B6 No Plan no plan Higher than AA
CO 100% no Higher than AA
DL 100% yes Higher than AA
FL No Plan no plan Higher than AA
NW 20% for employees age 55 & over w/ 23 years of service; otherwise 100% no Higher than AA
UA 40% to 80% based on seniority yes Higher than AA
US 100% no Higher than AA
WN 100% no Lower than AA

Ground School Instructors Retiree and Active Medical

  Retiree Cost Sharing
Percentage
Over 65
Eligible?
Active Medial Monthly Employee
Contribution
AA 18% through pre-funding yes  
B6 No Plan no plan Higher than AA
CO 100% no Higher than AA
DL 100% yes Higher than AA
FL No Plan no Higher than AA
NW 50% for employees age 55 & over w/ 23 years of service; otherwise 100% no Higher than AA
UA 40-80% based on seniority yes Higher than AA
US 100% (may use sick bank) no Higher than AA
WN 100% no Lower than AA

Simulator Technicians Retiree and Active Medical

  Retiree Cost Sharing
Percentage
Over 65
Eligible?
Active Medial Monthly Employee
Contribution
AA 18% through pre-funding yes  
B6 No Plan no plan Higher than AA
CO 100% no Higher than AA
DL 100% yes Higher than AA
FL No Plan no Higher than AA
NW 50% for employees age 55 & over w/ 23 years of service; otherwise 100% no Higher than AA
UA 40-80% based on seniority yes Higher than AA
US 100% (may use sick bank) no Higher than AA
WN 100% no Lower than AA