Like all employers, American must explore ways to contain soaring health costs while retaining comprehensive and competitive medical benefits for its employees.
As explained in more detail on the Benefits/Health page, the charts below illustrate AA’s TWU-represented employees have considerably lower healthcare premiums than those of employees who work for other large companies.
American is willing to explore any approach that will protect the future of the medical plans by lowering administrative costs, creating economies of scale and reducing financial pressure in supplemental health plans. The company is also willing to address growing health and wellness costs by exploring market-based benefit plan designs and employee cost sharing.
Fleet Service Clerk Retiree and Active Medical
| Pre-65 Employee Contribution | Over 65 Eligible? |
Active Medical Monthly Employee Contribution |
|
| AA | Prefund while active, no cost after retirement | Yes | |
|---|---|---|---|
| B6 | No Plan | No | Higher than AA |
| CO | 100% paid by employee, sick trade available | No | Higher than AA |
| DL | 100% paid by employee | No | Higher than AA |
| NW | 50% paid by employee age 55 and over with 23 years of service; otherwise 100% | No | Higher than AA |
| UA | 40-80% paid by employee, based on seniority | Yes | Higher than AA |
| US | 100% paid by employee based on plan, sick trade available | No | Higher than AA |
| WN | 100% paid by employee, sick trade available | No | Lower than AA |
Stock Clerk Retiree and Active Medical
| Retiree Cost Sharing Percentage |
Over 65 Eligible? |
Active Medial Monthly Employee Contribution |
|
| AA | 18% through pre-funding | yes | |
|---|---|---|---|
| B6 | No Plan | no plan | Higher than AA |
| CO | 100% | no | Higher than AA |
| DL | 100% | yes | Higher than AA |
| FL | No Plan | no plan | Higher than AA |
| NW | 20% for employees age 55 & over w/ 23 years of service; otherwise 100% | no | Higher than AA |
| UA | 40% to 80% based on seniority | yes | Higher than AA |
| US | 100% | no | Higher than AA |
| WN | 100% | no | Lower than AA |
Ground School Instructors Retiree and Active Medical
| Retiree Cost Sharing Percentage |
Over 65 Eligible? |
Active Medial Monthly Employee Contribution |
|
| AA | 18% through pre-funding | yes | |
|---|---|---|---|
| B6 | No Plan | no plan | Higher than AA |
| CO | 100% | no | Higher than AA |
| DL | 100% | yes | Higher than AA |
| FL | No Plan | no | Higher than AA |
| NW | 50% for employees age 55 & over w/ 23 years of service; otherwise 100% | no | Higher than AA |
| UA | 40-80% based on seniority | yes | Higher than AA |
| US | 100% (may use sick bank) | no | Higher than AA |
| WN | 100% | no | Lower than AA |
Simulator Technicians Retiree and Active Medical
| Retiree Cost Sharing Percentage |
Over 65 Eligible? |
Active Medial Monthly Employee Contribution |
|
| AA | 18% through pre-funding | yes | |
|---|---|---|---|
| B6 | No Plan | no plan | Higher than AA |
| CO | 100% | no | Higher than AA |
| DL | 100% | yes | Higher than AA |
| FL | No Plan | no | Higher than AA |
| NW | 50% for employees age 55 & over w/ 23 years of service; otherwise 100% | no | Higher than AA |
| UA | 40-80% based on seniority | yes | Higher than AA |
| US | 100% (may use sick bank) | no | Higher than AA |
| WN | 100% | no | Lower than AA |
